Taylor BMW
4180 Washington Rd. Evans, GA 30809-3086Sales: (877) 460-8566
- Service: (706) 868-6400
Financing
Greater Augusta Car Loan and BMW Lease Financing | Taylor BMW
Taylor BMW wants to help you buy a car that fits your every need. Our professional financing experts will secure you a car loan in the Evans area, or build you a new car lease so you can be on the road with out a hassle.
Fill out our financing contact form so we can get in touch with you to answer any of your financing questions. If you prefer, call us or come in to Taylor BMW at 4180 Washington Rd to speak to an experienced financing professional.
Financing Navigation
Contact Information
- Taylor BMW
-
4180 Washington Rd.
Evans, GA 30809-3086 -
- sales Sales:
- (877) 460-8566
- service Service:
- (706) 868-6400
Finance FAQ
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Tip!
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Tip!
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Tip!
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Tip!
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Tip!
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Tip!
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Tip!
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.